Everyone – every household, every business, every family – needs to be wise about money.

Family Foundations offers tools, skills, support and solutions for families and individuals to benefit by translating financial knowledge into better financial behaviors. Our community benefits from the thousands of families who become financially stable because of Family Foundations. Financially stable families buy houses they desire and can afford, making neighborhoods stable. Children thrive when they live with financially fit families. We nurture and counsel people so they are able to develop devoted, loving families who know how to communicate with each other.


"I am so proud that Family Foundations was selected to present 1000 in 1000 at the 2015 Council on Foundations Annual Conference.  Along with Mark Constantine, Jessie Ball duPont Fund, Dr. Sherece West, Winthrop Rockefeller Foundation, Michelle Braun, United Way of Northeast Florida and Janet Owens, LISC Jacksonville, we presented our award-winning model to move 1000 people out of poverty in 1000 days to a packed room.

 1000 in 1000 is now also having  national impact as we are getting calls from across the country wanting to learn more about how to build a systems change model in their own community."-Dawn Lockhart, CEO Family Foundations   2015 Community Report

The 1,000 in 1,000 program is moving 1,000 people out of poverty every 1,000 days in Jacksonville.

The 1,000 in 1,000 program helps vulnerable children succeed by ensuring that the entire family has built the family assets needed for long-term success. Too often, programs focus solely on the children in the family without addressing the necessary interventions for the adults to be able to effectively provide for the family and build wealth.

The model focuses on the “working poor”, families who are in the workplace, struggling to make ends meet, but not able to get ahead.

1,000 in 1,000 is a research-based approach and works by helping families build assets to move to a life of self-sufficiency.

  • Social Assets: Assets required for taking care of children and building  productive relationships with others
  • Human Assets: Assets to attain knowledge, skills, and abilities to earn adequate income
  • Financial Assets: Assets to effectively manage money and build wealth.
To learn more about this program, please  click here.

CAUYG4D1 The Consumer Finance Protection Bureau has developed great resources for consumers and has given Family Foundations permission to use the CFPB tools on our site and in our training. We are featuring the Cash Flow Budget tool.

 A cash flow budget is great for people who find themselves running short of money to pay bills during the month. The cash flow budget includes the timing of your monthly income and expenses in addition to the amount for each budget item. This helps you identify when and where you are falling short during the month and can assist you in identifying strategies to overcome those issues.

floridas hardest hit

The federal government has allocated funding to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own.

The Florida Hardest-Hit Fund (HHF) program aims to assess qualified Florida homeowners by providing mortgage assistance for up to 12 months (capped at $24,000), or until the homeowner finds adequate employment to resume paying the mortgage (whichever comes first), with up to $18,000 available to reinstate a delinquent first mortgage prior to payments being made.

For more information please click here



First Time Homebuyer Education Scholarship Funds Available.

Thanks to the generosity of the many donors and funders of Family Foundations, we are pleased to announce that we have scholarship funds for all Homebuyer Education clients through September 30, 2015.

This provides our clients with the opportunity to prepare them for homeownership without incurring our normal $50 class fee.

We have added classes to handle the anticipated demand and hope that as many clients as possible will take advantage of this opportunity.

Family Foundations' Homebuyer Preparation program is a proven success. A recent study of our graduates identified that 96% of the clients who complete our course are making on-time mortgage payments 12 months after home purchase.

When we consider that most of our clients are low and moderate income families and that Jacksonville is experiencing a 13% foreclosure rate, it is clear that the Homebuyer Preparation provided by Family Foundations, a HUD approved housing counseling and education agency, is the best way for families to experience successful homeownership.

 For more information and a list of class dates please click here.