- Register For Pre-Filing Bankruptcy Counseling
- Click Here
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- Register For Pre-Discharge Bankruptcy Education
- Click Here
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At Family Foundations, we know that bankruptcy is not an easy choice. Financial
problems are one of the leading causes of stress. Family Foundations is here to
help. We have been helping thousands of families just like you since 1955. You can
count on us to help you make an informed decision about bankruptcy and your financial
future.
Bankruptcy Basics
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires
any individual who plans to file for bankruptcy to complete a pre-filing counseling
session given by a credit counseling agency approved by the U.S. Department of Justice.
Additionally, a bankrupt individual must take part in an approved, follow-up personal
financial management course before his or her debts can be discharged.
Family Foundations is an approved agency to help you complete the required ling
counseling and education as well as to provide you with the certificate you will
need should you choose to file for bankruptcy protection. The U.S. Department of
Justice has approved Family Foundations to issue certificates in compliance with
the Bankruptcy Code. Please note that this approval by the U.S. Department of Justice
does not constitute and endorsement or assure the quality of the agency’s
services.
Pre-Filing Bankruptcy Counseling
This process will give you the tools and information you need to make an informed
decision about bankruptcy. This must be completed before your bankruptcy petition
is filed. Family Foundations offers two ways to complete this process:
- Confidential Online Training with a short telephone counseling session.
- In-person one-hour counseling conducted at our office. To schedule, please call
(904) 396-4846.
Click Here to Start Online Training
Pre-Discharge Bankruptcy Education
Once you have decided to file for bankruptcy, you must complete an educational
course before your debts may be discharged. This course is specifically designed
to help you recover from bankruptcy and make a fresh start. In this 2 hour course,
you will learn the basics of personal financial management, including setting up
a budget, making the budget work for your family and how to plan effectively for
future expenses to reduce the likelihood of filing bankruptcy again.
Family Foundations offers two ways to complete this process:
- Confidential Online Training
- Classroom training conducted at our office. To schedule, please call (904) 396-4846.
Click Here to Start Online Training
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