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Bankruptcy Counseling and Education
Register For Pre-Filing Bankruptcy Counseling
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Register For Pre-Discharge Bankruptcy Education
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At Family Foundations, we know that bankruptcy is not an easy choice. Financial problems are one of the leading causes of stress. Family Foundations is here to help. We have been helping thousands of families just like you since 1955. You can count on us to help you make an informed decision about bankruptcy and your financial future.

Bankruptcy Basics
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires any individual who plans to file for bankruptcy to complete a pre-filing counseling session given by a credit counseling agency approved by the U.S. Department of Justice. Additionally, a bankrupt individual must take part in an approved, follow-up personal financial management course before his or her debts can be discharged.

Family Foundations is an approved agency to help you complete the required ling counseling and education as well as to provide you with the certificate you will need should you choose to file for bankruptcy protection. The U.S. Department of Justice has approved Family Foundations to issue certificates in compliance with the Bankruptcy Code. Please note that this approval by the U.S. Department of Justice does not constitute and endorsement or assure the quality of the agency’s services.

Pre-Filing Bankruptcy Counseling
This process will give you the tools and information you need to make an informed decision about bankruptcy. This must be completed before your bankruptcy petition is filed. Family Foundations offers two ways to complete this process:
  • Confidential Online Training with a short telephone counseling session.
  • In-person one-hour counseling conducted at our office. To schedule, please call (904) 396-4846.
Click Here to Start Online Training

Pre-Discharge Bankruptcy Education
Once you have decided to file for bankruptcy, you must complete an educational course before your debts may be discharged. This course is specifically designed to help you recover from bankruptcy and make a fresh start. In this 2 hour course, you will learn the basics of personal financial management, including setting up a budget, making the budget work for your family and how to plan effectively for future expenses to reduce the likelihood of filing bankruptcy again.

Family Foundations offers two ways to complete this process:
  • Confidential Online Training
  • Classroom training conducted at our office. To schedule, please call (904) 396-4846.
Click Here to Start Online Training