If you are behind in your mortgage payments, the thought of losing your home can be terrifying. Foreclosures are occurring a record rate.

Our certified counselors will review your situation and develop an individualized action plan, giving you appropriate strategies to your to keep your home.

We have developed thousands of workout plans for our clients to be able to keep their homes. Lenders are often willing to be flexible about late or missed payments. Workout plans include being able to pay a past due balance over time, forgiveness of part of the delinquency, a reduced payment for a number of months for an upcoming problem. As a certified housing counseling agency, we can work with you and your lender on a workout plan.

The sooner we can address your problem, the more solutions are available. We will assess your level of delinquency, your ability to maintain future payments and funds available to cure the deficiency.

If you would like to meet with a certified housing counselor about your mortgage, please contact us.