ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> <HTML> <HEAD> <TITLE>Family Foundations - Foreclosure Intervention</TITLE> <META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=iso-8859-1"> <LINK HREF="styles.css" REL="stylesheet" TYPE="text/css"> </HEAD> <BODY> <TABLE WIDTH="100%" BORDER="0" ALIGN="left" CELLPADDING="0" CELLSPACING="0"> <TR> <TD WIDTH="100%" BGCOLOR="#397D29"><TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD><IMG SRC="images/Spacer.gif" WIDTH="500" HEIGHT="2"></TD> </TR> <TR> <TD BGCOLOR="#FFFFFF"><IMG SRC="images/Spacer.gif" WIDTH="500" HEIGHT="2"></TD> </TR> <TR> <TD><IMG SRC="images/Spacer.gif" WIDTH="500" HEIGHT="16"></TD> </TR> </TABLE></TD> <TD WIDTH="100%" HEIGHT="100%" ROWSPAN=3 VALIGN="TOP"><!-- #BeginLibraryItem "/familyfoundations.org/wwwroot/Library/topmenu.lbi" --> <TABLE HEIGHT="100%" BORDER="2" CELLPADDING="0" CELLSPACING="0" BORDERCOLOR="#397D29"> <TR> <TD HEIGHT=100%><DIV ALIGN="CENTER"><IMG SRC="images/Spacer.gif" WIDTH="220" HEIGHT="3"><BR> <A HREF="index.html"><IMG SRC="images/logo_200.gif" BORDER="0"></A><BR> <IMG SRC="images/Spacer.gif" WIDTH="220" HEIGHT="3"><BR> <TABLE ALIGN="CENTER"> <TR CLASS="Links"> <TD><A HREF="index.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="index.html">Home Page</A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="aboutus.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="aboutus.html">About Us</A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="cccs.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="cccs.html">Consumer Credit<BR> Counseling Services</A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="commassetdev.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="commassetdev.html"> Client Services<!--Community Asset<BR>Development--></A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="ourstaff.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="ourstaff.html">Our Staff</A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="contactus.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="contactus.html">Contact Us</A></TD> </TR> <TR CLASS="Links"> <TD><A HREF="privacy.html"><IMG SRC="images/doublearrow.gif" WIDTH="17" HEIGHT="12" BORDER="0"></A></TD> <TD><A HREF="privacy.html">Privacy Policy</A></TD> </TR> </TABLE> </DIV></TD> </TR> </TABLE> <!-- #EndLibraryItem --></TD> </TR> <TR> <TD HEIGHT="100%" ALIGN="left" VALIGN="BOTTOM"><!-- #BeginLibraryItem "/familyfoundations.org/wwwroot/Library/header.lbi" --> <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD><IMG SRC="images/boywithball.gif"></TD> <TD WIDTH=100% ALIGN="center" CLASS="Header">Build Your Life<BR> On Solid Solutions</TD> </TR> </TABLE> <!-- #EndLibraryItem --></TD> </TR> <TR> <TD ALIGN="LEFT" VALIGN="BOTTOM" BGCOLOR="#397D29" CLASS="PageTitle"><IMG SRC="images/Spacer.gif" WIDTH="500" HEIGHT="1"><BR> <IMG SRC="images/Spacer.gif" WIDTH="50" HEIGHT="25"> <STRONG> Foreclosure Intervention</STRONG></TD> </TR> <TR> <TD COLSPAN=2> <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD WIDTH="100%"> <TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD><IMG SRC="images/Spacer.gif" WIDTH="75" HEIGHT="1"></TD> <TD CLASS="ContentText"> <P> If you are behind in your mortgage payments, the thought of losing your home can be terrifying.&nbsp;&nbsp; The sooner we can address your problem the more solutions are available.&nbsp;&nbsp;We will assess your level of delinquency, your ability to maintain future payments and funds available to cure the deficiency.</P> <P class="HeadingText_Blue">Foreclosure Workshops</P> <P> Family Foundations holds numerous workshops to help families get started on their action plan to avoid foreclosure.&nbsp;&nbsp;In these sessions, topics covered include</P> <ul> <li>Alternatives to Foreclosure  What Are Your Options? <li>Foreclosure &quot;Rescue&quot; Scams <li>How Foreclosure Affects Your Future <li>Judicial Foreclosure Process <li>Preparing a Hardship Letter</li> </ul> <P class="ContentText" style="font-size:large; margin-left:40px;"> To register for one of our free seminars, <a href="http://66.129.94.59">please click here</a> </P> <p class="HeadingText_Blue">Counseling</p> <p> Our certified counselors will review your situation and help you develop an individualized action plan.&nbsp;&nbsp;We have worked with our clients and their lenders to develop thousands of workout plans for clients to keep their homes.&nbsp;&nbsp;Depending on your circumstances, the lender may offer you temporary or permanent assistance.&nbsp;&nbsp;For example, the lender might agree to reduce or suspend your monthly payments for a specified period, after which you would resume your regular payments and pay an additional amount each month to make up for the delinquency.&nbsp;&nbsp; In extreme cases, the lender may even be willing to change the terms of your mortgage (for example, by lowering the interest rate, converting an adjustable-rate mortgage to a fixed rate, or extending the repayment term) in order to reduce your monthly payments. </p> <p> After attending one of our seminars, you will be able to schedule a follow-up appointment with a financial counselor to receive a private financial counseling session.</P> <p class="HeadingText_Blue">More Resources</p> <p> Here are more resources that you may find helpful. </p> <ul> <li><a href="http://www.financialstability.gov">Financial Stability</a> at www.financialstability.gov <li><a href="http://www.hud.gov">Homes & Communities</a> at www.hud.gov <li><a href="http://www.HousingHelpNow.org">Homeowner Crisis Research Center</a> at www.HousingHelpNow.org <li><a href="http://loanlookup.fanniemae.com/loanlookup/">Fannie Mae Loan Lookup</a> at http://loanlookup.fanniemae.com/loanlookup/</li> </ul> </TD> <TD><IMG SRC="images/Spacer.gif" WIDTH="75" HEIGHT="1"></TD> </TR> </TABLE> </TD> </TR> <TR> <TD COLSPAN=2 ALIGN="LEFT" VALIGN="bottom" BGCOLOR="#387E29">&nbsp;</TD> </TR> </TABLE> <!-- #BeginLibraryItem "/familyfoundations.org/wwwroot/Library/footer.lbi" --> <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD COLSPAN=2 BGCOLOR="#FFFFFF"><IMG SRC="images/Spacer.gif" HEIGHT="2"></TD> </TR> <TR BGCOLOR="#387E29"> <TD COLSPAN=2><IMG SRC="images/Spacer.gif" HEIGHT="5"></TD> </TR> <TR BGCOLOR="#387E29"> <TD COLSPAN=2 BGCOLOR="#FFFFFF" CLASS="Copyright"> <TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0"> <TR> <TD width="85%"> Copyright 2009 Family Foundations of Northeast Florida, Inc.</TD> <TD> <td> <DIV ALIGN="RIGHT"> <A HREF="terms.html">Terms</A> </DIV> </td> <td> <DIV ALIGN="center"> <A HREF="privacy.html">Privacy Policy</A> </DIV> </TD> </TR> </TABLE> </TD> </TR> </TABLE> <!-- #EndLibraryItem --> </TABLE> </BODY> </HTML>