Buying a home is one of the biggest decisions a family will make. Being prepared for homeownership and making a good purchase decision is essential for your family’s future. That’s why it’s so important to work with a reputable accredited agency.

Family Foundations is certified by the U.S. Department of Housing and Urban Development as a comprehensive housing counseling agency. We are a member of the National Foundation for Credit Counseling, whose member agencies are accredited and offer comprehensive counseling by certified counselors.

Homeownership Preparation consists of 3 services.

Pre-Purchase Housing Counseling

Learn the basics of the homebuying process in a private session with a certified housing counselor. Your counselor will help you develop a monthly budget to help you plan for household expenses, improvements and those “unexpected” bills that may arise.

Keys to Homeownership

Buying a home is one of the biggest decisions a family will make. Being prepared for homeownership and making a good purchase decision is essential for your family’s future. This course will help you understand the homebuying process, decide how much you can realistically afford, develop your budget for all the costs of owning a home, prepare your credit for homeownership, develop a savings plan for your down payment and decide what kind of mortgage is right for you. Our course is approved by the U.S. Department of Housing and Urban Development for First Time Homebuyer education.

Post-Purchase Counseling

Now that you’ve bought your home and moved in, we want to prevent financial problems with your home. Our post-purchase counseling sessions include updating your budget with new housing costs, relations with lenders, how to use escrow funds, how to maintain and improve your home and how to avoid foreclosure.

If you would like to make an appointment for Homeownership Preparation, please contact us.